UK and overseas brokers may like you to think that applying for a Turkish mortgage is the same as applying for a mortgage in the UK, but in reality the process and the procedures are different. Following UK practices leads to a high rate of failure in Turkey. For this reason the Turkish Mortgage Centre has designed the application process to fit the Turkish circumstances, and to provide the client with the highest prospects of success. This is why the Turkish Mortgage Centre leads the industry with the highest rate of successful mortgage fulfillment - currently 92-95% of all applications.

The procedures for processing your application are simple and straight forward but you should not expect matters to proceed as they do in the UK. For example, in the UK there is a fairly standard conveyance process used by banks and solicitors. But this is not the case in Turkey- and we take a leading role coordinating the loan closing activities - essential to successfully obtaining a mortgage. This is why we say that it is not enough simply to talk about mortgage interest rates, valuations, or loan percentages, as most UK brokers do - the finance has to be DELIVERED - and the Turkish Mortgage Centre is the only organization with the presence, networks, and know-how to do so.

There are number of procedures used by UK and overseas mortgage brokers that are simply misleading. The first relates to off-plan finance. If you are offered off-plan finance, insist on the name and contact details of the lender, or ask us - we know just about every development on the coast and in Istanbul.

Another example is the practice of providing a "Decision in Principle" or an "Offer in Principle". Both are simply meaningless, and have no relevance in Turkey, compared to the way the terms are used for mortgage applications in the UK. The only meaningful offer of a mortgage in Turkey is a contractual offer. Beware any organization offering you a decision in principle or an offer in principle, or requesting payment upon receipt of such an offer.

The safest course to obtaining a Turkish Mortgage is with the Turkish Mortgage Centre. We reduce risks through-out the process to ensure the job gets done - and the finance is delivered. The application procedures will be explained in detailed once you have pre-qualified by submitting the form on the PRE-QUALIFY page of this website. There are different service offerings we provide based on different circumstances. We don't advertise these procedures widely because the information is simply copied by UK and overseas mortgage brokers but the services are not performed - because they can not perform them - they don't speak Turkish, they don't know how Turkish property law and land registries work, they don't know how to execute the required Turkish documentation. We know, because we deal with a large number of investors whose mortgage applications to UK and overseas mortgage brokers have failed. Rest assured, if you pre-qualify, we will succeed together....